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Combining financial freedom with effortless living, Insignia is the world’s leading payment card issuer and luxury lifestyle management group.

Please scroll down to discover more information about our cards and benefits.

Designed exclusively for C-level executives who demand an exceptional level of service, our premium and super-premium business products offer seamless travel and corporate hostility management.

Our business members also enjoy substantial spending power, multiple currency accounts, and a real-time online portal that links supplementary cards to the main account simplifying expenses management.

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Our card offering

Our card portfolio

Say Yes to Impossible

Extraordinary clients, exceptional service.
There is a difference between simply seeing the world and experiencing it through Insignia. Seamless access to unique lifestyle experiences, delivered with premium quality, that exceed expectations.

All

Lifestyle

Business

All

Jewellery Card

Royal Polo Club Card

Glamour Card

Billionaire Card

Royal Card

Label Card

C by Insignia Card

Platinum Business Card

Wellness Card

A selection from our ‘Art of Insignia’ portfolio

The flagship product of Insignia’s portfolio of desirable super-premium payment cards. Each piece within the Jewellery Collection is a true work of art, an original way to express your personality, outlook and principles or as the perfect gift for those treasured by you.

African Flowers

Apple Tree

Bastet

Bonsai

Grape with Rubies

Horse Women

Sabi

Scarab

People Wearing Masks

Toucans

African Flowers

Oceans & Wildlife

The exotic Strelitzia reginae is commonly known as the bird of paradise flower due to its bright colours and the unusual shape of its glaucous banana-like leaves. The genus is named after the duchy of Mecklenburg-Strelitz, the birthplace of Queen Charlotte of the United Kingdom. The strelitzia is associated with originality and determination, risk and success.

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Apple Tree

Floral & Nature

Since ancient times the apple tree has been regarded as one of the most sacred. Its fruit bestowing wisdom and immortality upon those who taste it. An abundance of delicate blossom symbolises longevity, enticing the concept of continuing life, even after we endure a ‘death’ during the winter of our lives. This belief is widely supported by Indo-European mythologies, where the Goddess usually magic immortality apples to a man, hero, ancestor, or god.

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Bastet

Mythological & Historical

The graceful and powerful Bastet, a woman with the head of a cat, was revered in ancient Egypt as the goddess of motherhood. She was the protector of home, family, and children. According to the testimony of the ancient historian Herodotus, the city of Bubastis was the centre of the Bastet cult. Every year, the goddess was celebrated with a sumptuous feast. The opposite of the joyful goddess Bastet was Anubis, the god of the realm of the afterlife. Anubis was often depicted next to her in the form of a dog.

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Bonsai

Floral & Nature

At the beginning of the 3rd century, an
emperor of the Chinese Han dynasty created a small model of his vast empire. He grew tiny trees specifically for this purpose. The art of bonsai was born. Ancient Taoists, followers of the great spiritual teachings of China, believed that people could give trees longevity in the form of bonsai. Buddhist monks thought that working
with bonsai made a person like a god. According to
legend, houses with a bonsai tree bestow intuition and the ability to foresee the future upon its owner.

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Grape with Rubies

Floral & Nature

Thomas Love Peacock once wrote: ‘The juice of the grape is the liquid quintessence of concentrated sunbeams.’ Images and depictions of grapevines have long adorned frescoes, altars, and the stained glass of churches. As the name suggests, Grapes with Rubies features a design with gold vines, pearl grapes and leaves dotted with tiny rubies and embedded jadeite. One of our most popular designs, this fragile piece symbolises fertility, abundance and wealth.

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Horse Women

Mythological & Historical

Horses have come to symbolise freedom and blithe spirit. Throughout history, horses have appeared in works of art, often depicted in battle or regal settings. The horse is both regal and majestic. Some of the earliest representations date back more than 17,000 years, carved into dense stone walls and caves. The Horsewoman card represents exceptional craftsmanship and handiwork, showcasing 138 separate diamond
pieces alongside unique materials, such as turquoise, lazurite, mother of pearl, seashell and jasper.

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Sabi

Infinity of Time

Young geisha under cherry blossoms. A clear sky. The smooth surface of a lake. A little house on the shore. This exquisite picture embodies the Japanese the concept of ‘sabi’. The inhabitants of the Land of the Rising Sun use the word sabi to represent genuine beauty in its most common manifestations. The Japanese elevated the appreciation of nature and art to the level of philosophy. The Sabi lapidary card combines the brevity and subtlety that are so valued by the Japanese.

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Scarab

Oceans & Wildlife

The scarab beetle is considered one of the
most famous symbols of ancient Egypt. It is an embodiment of the god Khepri, lord of the dawn, invariably moving from east to west mirroring the daily path of the Sun. The Egyptians believed that just as the scarab’s ball stores live larvae, so does the body of a deceased person contain the embryo of a new life, a glowing immortal soul. In ancient texts, the scarab was called the ‘God dwelling in the heart; the creator guarding the light.

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People Wearing Masks

Mythological & Historical

Masks, and in particular Venetian masks, have
a long history of protecting the wearer’s
identity during evenings of decadent and
rueful activities. Often loud and distinctive,
decorative masks are wildly decorated with fur, fabric, gems, and feathers. Celebrating hedonism and a form of pageantry, these elegant masks have been worn since antiquity. Made with the highest care and craftsmanship, the precious rubies, blue sapphires and diamonds in this durable and dynamic card stand out in every room and social setting.

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Toucans

Oceans & Wildlife

Toucans represent communication and showmanship. Usually found in pairs or small flocks, toucans sometimes fence with their bills and wrestle to establish dominance hierarchies. The largest known species in the family is the toco toucan, depicted on our card by two playful birds in the vines of the Brazilian Amazon with brilliant black and green diamonds.

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Key Benefits

Art Jewellery Card

Ideal for individuals who demand and appreciate only the finest in personalised premium quality, Insignia’s stunningly original art jewellery pieces are an investment for life. Each 14-carat gold frame is embellished with brilliantly cut precious gemstones and carefully inlaid enamel by the hands of skilled lapidaries and craftsmen.

24/7/365 Dedicated Personal Assistant

The dedicated service of an Insignia Personal Assistant is the crowning achievement of our array of benefits. Whatever support you require; your PA is just a call or a message away. Reliable, resourceful and a creative problem solver, your PA will enrich day-to-day experiences, while saving you valuable time.

Award-winning Lifestyle Management Services

An industry-leading 98 per cent success rate on cardmember requests inspired the Financial Times to describe Lifestyle Boutique as, “The ultimate wish granters”. Our highest-tiered luxury-lifestyle management service, Lifestyle Boutique was named The Best Luxury Concierge Service in Europe at the 2020 Luxury Lifestyle Awards.

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when a credit gets applied to your card*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide*
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories*
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits**
Available Currencies: Choose from base currencies in USD, EUR or GBP to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Complimentary Cards: Two free supplementary Elite Cards that share the same benefits as the main card
Insignia Online Services: A private and secure online portal where you can check your balance and adjust card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind***
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without delay
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

Optional Benefits

Life Insurance Policy*
Health Insurance Policy*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**Subject to daily and billing cycle limits and fees as outlined in the Tariff Plan.

***The service depends upon the cardholder’s details being up to date, for which the cardholder is responsible.

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Royal Polo Club Card

The Royal Polo Club Card invites you to an equestrian community for discerning individuals where you can access world-class polo events and services, combined with award-winning luxury lifestyle management services and exceptional financial benefits—a gateway to a world where luxury knows no bounds.

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Key Benefits

24/7/365 Dedicated Personal Assistant

Quarterly Billing

With our unique quarterly billing, you can borrow money with up to 105 days deferred payment on purchases without worrying about any interest charges being applied.

Award-winning Lifestyle Management Services

AL HABTOOR BENEFITS

Dining Savings: Enjoy a 20% discount at all Al Habtoor Group food and beverage outlets
Riding School Discount: Benefit from a 20% discount at the Al Habtoor Polo Club Riding School
Polo Academy Offer: Take advantage of a 20% discount at the Al Habtoor Polo Academy
Free Parking: Enjoy complimentary picnic parking on the grounds of the Al Habtoor Polo Resort
Bentley Boutique: Experience a curated range of luxury Bentley-branded items, each with its distinct style and charm
Livery Discount: Indulge in a 20% discount on premier polo livery services, pampering your cherished ponies with the royal care they deserve
Spa & Fitness Access: Complimentary access to the Al Habtoor Polo Resort swimming pool and gym and 20% off of all spa treatments
Polo Event Pass: Complimentary access to all polo events held at Al Habtoor Polo Resort
Resort Stay Benefits: Discount on room rates and conference rooms at Al Habtoor Polo Resort

EFFORTLESS LIVING

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when a credit gets applied to your card
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods

FINANCIAL FREEDOM

24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits
Available Currencies: Choose from base currencies in USD, EUR, GBP, or CHF
Deferred Payment Billing Cycle: Quarterly or monthly billing allows you to make purchases and enjoy up to 105 or 56 days without payment or fees
Complimentary Cards: Two free supplementary Elite Cards with the first sharing the same benefits as the main card
Insignia Online Network: A private and secure online portal where you can check your balance and adjust card settings
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without pre-approval or delay
Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k
Purchase Protection Insurance: Includes extended warranty and safe online cover

OPTIONAL BENEFITS

Life Insurance Policy
Health Insurance Policy

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A selection from our ‘Art of Insignia’ portfolio

Make a statement with every purchase with the Insignia Glamour Card, designed for fashion lovers and style mavens. Enjoy exclusive access to the world's most coveted luxury brands, from haute couture to contemporary fashion. Indulge in the fashion world's latest styles, personalised shopping experiences, and VIP events.

Grape with Rubie

Marigold

Reggae

Roses

Lily of the Valley

Flower

Butterfly in Orchids

Peone

Iris

Bow

Grape with Rubie

Floral & Nature

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Marigold

Floral & Nature

Experience the vibrant energy of the Marigold card. Symbolising warmth and happiness, this exquisite design
showcases the radiance of the
marigold flower. Crafted with red gold and adorned with diamonds, the card captivates with its intricate chain of four marigolds. Each petal is elicately
crafted, capturing the beauty and vitality of the flower.
Carry a touch of sunshine and joy wherever you go, as this extraordinary card symbolises positivity and cheer.

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Reggae

Music & Culture

Crafted from the finest materials—lustrous Pearl, vibrant Jadeite, and iridescent Mother of Pearl—this piece is a symphony of elegance within the Jewellery Card collection. Inspired by reggae music’s soulful and lively essence, its design features rhythmic patterns and vivid colours that resonate with the genre’s rich cultural heritage. This card isn’t just a financial tool; it’s a statement of exquisite taste and a tribute to the timeless allure of reggae.

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Roses

Floral & Nature

Embrace the timeless beauty of the Roses card, a true symbol of love and romance.
Crafted with meticulous attention to detail, this exquisite design captures the allure and elegance of the rose. The card showcases intricate golden arcs, deep purples, and lilacs, creating a captivating visual display. Made with red
gold, sapphires, diamonds, and mother of pearl, it features a central image of a golden and white rose, evoking deep love and admiration. Carry the essence of passion and beauty with you as this remarkable card becomes a cherished token of affection.

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Lily of the Valley

Floral & Nature

Experience the ethereal charm of the Lily of the Valley jewellery card. Inspired by its significance as a symbol of beauty and purity, this exquisite design captures the delicate
elegance of the flower. Crafted with meticulous attention to detail, the card features a captivating relief pattern. Made with 585 gold, adorned with 31 diamonds, 115 green diamonds, and 15 red-orange sapphires, it
radiates opulence. The addition of pearl, jadeite, and mother of pearl further enhances its allure, making it a stunning masterpiece of craftsmanship and luxury.

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Flower

Floral & Nature

A vibrant celebration of beauty and enchantment, this design is inspired by the kaleidoscope of colours found in nature’s floral palette. Exquisite azure, burgundy, and shimmering emerald flowers, each bloom represents the timeless symbolism of beauty, grace, and joy. With its intricate details and vibrant hues, the Flowers card is a testament to nature’s artistry
and an expression of elegance and romance. Let the magic of flowers accompany you on every journey.

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Butterfly in Orchids

Oceans & Wildlife

More fragile than the glass, the butterfly is a creature of marvel. Part of a family of insects called ‘Lepidoptera’, a word that means ‘scaly wings’ in Greek, it perfectly captures the butterfly because their wings are covered with thousands of tiny overlapping scales.
Arranged in bold and colourful designs unique to each species,
these iridescent wings are what give butterflies their singularity.
The orchid too is a masterful creation and thought to be the most evolved of all flowering plants. Together, these items of nature are rendered on the card in a complex formation of precious and semi-precious stones.

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Peone

Floral & Nature

Inspired by the exquisite peony flower, this design captures the essence of femininity and grace. It features a stunning arrangement of piano black, brilliant white, and deep purple peony petals, nestled upon golden arcs and mother-of-pearl blooms. Its delicate details and rich colours make it a cherished symbol of love, prosperity, and good fortune. Embrace the timeless allure of the peony and carry its enchanting presence wherever you go.

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Iris

Floral & Nature

Inspired by the mythical goddess of the rainbow, this exquisite design showcases the stunning iris flower, renowned for its graceful petals and vibrant hues. From royal purples and blues to delicate pastels and vibrant yellows, the Iris card captures the prism of colours that mesmerise the eye. Symbolising protection and purification, the iris holds a special place in Japanese culture, often adorning kimonos and inspiring artistic expressions. With its symmetrical and swirling design, adorned with sapphires, amethyst, ruby, and mother of pearl, the Iris card is a radiant masterpiece that embodies beauty and divine protection.

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Key Benefits

24/7/365 Dedicated Personal Assistant

Award-winning Lifestyle Management Services

Financial Freedom

No pre-set spending limits, large cash withdrawals, flexible billing cycles, seamless authorisations process for high-value transactions, fraud and transaction alerts by SMS and a personal key account manager on call 24/7/365.

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when a credit gets applied to your card*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide*
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories*
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits**
Available Currencies: Choose from base currencies in USD, EUR or GBP to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Complimentary Cards: One free supplementary Black Card that shares the same benefits as the main card
Complimentary Cards: Two free supplementary Elite Cards that share the same benefits as the main card
Insignia Online Services: A private and secure online portal where you can check your balance and adjust card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind***
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without delay
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

Optional Benefits

Life Insurance Policy*
Health Insurance Policy*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**Subject to daily and billing cycle limits and fees as outlined in the Tariff Plan.

***The service depends upon the cardholder’s details being up to date, for which the cardholder is responsible.

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Billionaire Card

Immerse yourself in another world of unparalleled luxury, where the epitome of fine dining, extraordinary entertainment, and invitation-only nightlife merges seamlessly with award-winning lifestyle management and unrivalled financial freedom. The Billionaire Card, in partnership with Billionaire and Jacob & Co, is your gateway to the next level of opulent living.

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Key Benefits

Exclusive Billionaire Benefits

As an esteemed Billionaire cardholder, indulge in extraordinary experiences and invitations to global invitation-only events and venues. Experience the ultimate luxury with an exclusive weeklong vacation at the renowned Billionaire Resort & Retreat, Lion in the Sun, in Malindi.

24/7/365 Dedicated Personal Assistant

Award-winning Lifestyle Management Services

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when credit gets applied to your card
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods
Life Insurance Policy (Optional)
Health Insurance Policy (Optional)

Financial Freedom

24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits
Available Currencies: Choose from base currencies in USD, EUR, GBP, or CHF to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Insignia Online Services: A private and secure online portal where your employees can check their balance and adjust necessary card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without pre-approval or delay
Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k
Purchase Protection Insurance: Includes extended warranty and safe online cover

Billionaire Benefits

Exclusive invitations to extraordinary special events held at Billionaire’s global venues and Twiga events
Once a year, members will receive an exclusive invitation to a weeklong vacation at the Billionaire Resort & Retreat, Lion in the Sun, in Malindi
Billionaire will gift members its famous luxury hamper
Complimentary gift from the exclusive collection of Ginori 1735
Exclusive benefits provided by the Ferretti Group
VIP greeting and priority booking at all venues
Exclusive access to Aston Martin’s off-track experiences
Access to the F1 Paddock Club Prive at all Formula 1 Grand Prix races
Exclusive access to Spring Place events

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Insignia Royal Card

One of the world’s first super-premium payment cards, a powerful symbol of status designed to serve the financial and luxury lifestyle requirements of our most extraordinary customers.

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Key Benefits

24/7/365 Dedicated Personal Assistant

Quarterly Billing

With our unique quarterly billing, you can borrow money with up to 105 days deferred payment on purchases without worrying about any interest charges being applied.

Award-winning Lifestyle Management Services

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when a credit gets applied to your card*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide*
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories*
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits**
Available Currencies: Choose from base currencies in USD, EUR or GBP to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Complimentary Cards: Two free supplementary Elite Cards that share the same benefits as the main card
Insignia Online Services: A private and secure online portal where you can check your balance and adjust card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind***
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without delay
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

Optional Benefits

Life Insurance Policy*
Health Insurance Policy*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**Subject to daily and billing cycle limits and fees as outlined in the Tariff Plan.

***The service depends upon the cardholder’s details being up to date, for which the cardholder is responsible.

View all benefits

Insignia Label Card

Take charge of your lifestyle with the Insignia Label Card, where you can choose the benefits that matter most to you. Embrace the freedom of choice, from travel and entertainment to dining and shopping; you can customise your experience to match your unique needs and preferences.

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Key Benefits

Multi-currency Billing System

Created for those who love to travel. Our pioneering multi-currency billing system has no exchange-rate charges on eligible base currencies, increasing your buying potential and providing you with true spending freedom.

Award-winning Lifestyle Management Services

Flexible Spending Limits

The intimate one-to-one relationships we share with our members means we have a deep knowledge of their credit worthiness allowing us to be much more flexible towards authorisations approvals and spending limit increases.

Effortless Living

Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*

Financial Freedom

Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits***
Multiple Currencies: The base currencies, USD and EUR, are built-in, but several other currencies can be added at your discretion for a truly multicurrency product
Deferred Payment Billing: Choose from monthly, quarterly, or biannual billing options, allowing you to enjoy purchases for fixed periods without payment or fees
Insignia Online Services: A private and secure online portal where you can check your balance and adjust card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind***
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly**
Streamlined Authorisations: We can authorise high-value transactions without delay**
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Essential Travel Insurance: Includes cover for emergency medical expenses abroad up to €150, personal liability up to €500k, travel assistance and travel accidents up to €100k, cancellation or curtailment, delayed departure and baggage delay*

Optional Benefits

Jewellery Card: The flagship product of Insignia's portfolio of premium payment cards, bespoke designs made with gold alloy and encrusted with diamonds and precious metals and materials, each piece within the Jewellery Collection is a true work of art
24/7/365 Lifestyle Management Service: Award-winning and industry-leading lifestyle management service staffed by luxury experts and seasoned lifestyle managers
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories*
Additional Currencies: Choose from currencies beyond the included base currencies for additional exchange rate avoidance while travelling
Premium Travel and Purchase Protection Insurance: Includes cover for emergency medical expenses abroad up to €1m, personal liability up to €500k, and extended warranty and safe online cover*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**Subject to daily and billing cycle limits and fees as outlined in the Tariff Plan.

***The service is dependent upon the cardholder’s details being up to date, for which the cardholder is responsible.

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C by Insignia Card

Designed exclusively for C-level executives who demand an exceptional level of service, C by Insignia is the first super-premium corporate card offering seamless travel management, substantial spending power and real-time control that helps your business manage expenses with ease.

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Expense Management System

One of the main benefits of the Insignia premium cards is the expense management system available for both Personal cards and Business cards, the below organogram shows how it works

Key Benefits

24/7/365 Dedicated Personal Assistant

Key Account Manager

With access to a Key Account Manager and C-Panel, a business
expenses management portal, your business can easily monitor and control corporate spending as well as using our industry leading lifestyle management service to organise corporate travel management.

Business Expenses Management

Our online portal is an invaluable tool that gives your business purview over its expense’s management. You can adjust parameters such as daily, monthly and annual spending limits; can suspend individual cards; restrict the volume of transactions, dispensation and cash withdrawals; and much more.

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements****
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy four complimentary visits*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Key Account Manager: Personalised one-to-one guidance ensuring a smooth onboarding and ongoing support with your account management
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Available Currencies: Choose from base currencies in USD, EUR, GBP, or CHF to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Five Free Supplementary Cards: Expand your expense management network and facilitate efficient business spending and financial control." ***
Business Expenses Management: An invaluable digital tool giving your business purview over expenses and managing them effortlessly
Insignia Online Services: A private and secure online portal where your employees can check their balance and adjust important card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind**
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without pre-approval or delay
Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Business Travel Insurance: Includes cover for emergency medical expenses abroad up to €250k, personal liability up to €500k, and more*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**The service is dependent upon the cardholder’s details being up to date, for which the cardholder is responsible.

***Supplementary cards are free on the condition the company meets a minimum spend of 60,000.00 (in the chosen card currency) per card; if the condition is not met, they will be charged 300.00 (in the chosen card currency) per card.

****Supplementary cardholders have access to a Group Personal Assistant available between the hours of 8 am and 6 pm (GMT), Monday to Friday, excluding British bank holidays. An out-of-hours call center is available at all other times.

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Insignia Platinum Business Card

A practical, convenient and secure payment solution offering a world-class range of benefits to help your company control expenses and save money. Make everyday business easier while allowing your executives to enjoy a smoother, safer, and more productive travel and business experience.

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Expense Management System

One of the main benefits of the Insignia premium cards is the expense management system available for both Personal cards and Business cards, the below organogram shows how it works

Key Benefits

24/7/365 Platinum Business Travel and Corporate Hospitality Service

Trained to tailor flexible solutions to the individual needs of different companies, our business travel and corporate hospitality services team can arrange itineraries for corporate trips and entertainment anywhere around the world. Our service guarantees competitive pricing and our signature attention to detail every time.

Key Account Manager

Expenses management portal, your business can easily monitor and control corporate spending as well as using our industry leading lifestyle management service to organise corporate travel management.

Business Expenses Management

Effortless Living

24/7/365 Platinum Lifestyle Management Service: Award-winning and industry-leading corporate hospitality and lifestyle management service
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks at the leading properties worldwide*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Key Account Manager: Personalised one-to-one guidance ensuring a smooth onboarding and ongoing support with your account management
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Available Currencies: Choose from base currencies in USD, EUR, GBP, or CHF to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Business Expenses Management: An invaluable digital tool giving your business purview over expenses and managing them effortlessly
Insignia Online Services: A private and secure online portal where your employees can check their balance and adjust important card settings
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind**
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without pre-approval or delay
Visa Business: Providing you with powerful financial tools and tailored benefits to help your business thrive
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Business Travel Insurance: Includes cover for emergency medical expenses abroad up to €250k, personal liability up to €500k, and more*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**The service is dependent upon the cardholder’s details being up to date, for which the cardholder is responsible.

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Insignia Wellness Card

The pioneering Insignia Wellness Card delivers all of the industry-leading lifestyle privileges and card benefits expected from Insignia’s top-tiered suite of super-premium payment products with enhanced wellness servicing. Including, but not limited to, a 24/7/365 Dedicated Wellness Concierge, 24/7 medical advice availability with doctors, medical record management, and access to world-leading specialists offering a range of wellness-focused treatments and services, outlined below.

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Key Benefits

24/7/365 Dedicated Wellness Assistant

A 24-hour Wellness Assistant is appointed to each cardholder. These individuals are selected as the trusted companion for each member's journey to optimum health. A team of industry professionals are on hand to provide advice and act as a gateway to the world's leading health and wellness specialists.

Access to world-leading specialists

Access a unique range of wellness packages, doctors and surgeons, medical checkups, rewards and exclusive health and beauty programmes tailored to suit your specific health requirements. We are here to help you create a journey towards a healthier and more enriching lifestyle.

Medical Passport

End to end medical record management through our international health passport programme, ensuring accurate insurance and health record management.

Effortless Living

24/7/365 Dedicated Personal Assistant: A reliable and resourceful companion who carefully manages your requirements
Insignia Rewards: Our pioneering loyalty programme with points redeemable against a plethora of luxury goods and services*
Insignia Jets: Customised private aviation and preferential pricing for an exceptional and exclusive experience*
VIP Airport Assistance: Effortless management of customs, passport control, boarding, transfers, and duty-free shopping*
VAT Refund Programme: Processing eligible tax refunds on your behalf and notifying you when a credit gets applied to your card*
Complimentary LoungeKey™ Membership: Unwind in over 1,000 airport lounges worldwide and enjoy two complimentary visits*
Insignia Hotels Collection: A vast array of exclusive value-added benefits and perks and the leading properties worldwide*
Insignia Connect: Attractive mobile phone roaming rates and access to gold numbers, the latest tech and mobile accessories*
Insignia Wine Club: Sourcing wines for deliveries to your yacht, planning vineyard tours or hosting private tastings and more*
The Voice of Luxury: Our exclusive online shopping platform where you'll find rare, limited edition and hard-to-source premium goods*

Financial Freedom

Visa Infinite: Your card is backed by Visa Infinite, the world's leading payment network
24/7/365 Card and Client Servicing: Use the number on the back of your card to reach our service desk at any time
Large Cash Withdrawals: Get more cash when you need it with significant withdrawal limits**
Available Currencies: Choose from base currencies in USD, EUR or GBP to avoid exchange rate fees while travelling
Deferred Payment Billing Cycle: Monthly billing allows you to make purchases and enjoy up to 56 days without payment or fees
Complimentary Cards: Two free supplementary Elite Cards that share the same benefits as the main card
SMS Transaction and Fraud Alerts: Enhanced security against fraud and proactive card activity monitoring for peace of mind***
Emergency Replacement Card: Your card can be quickly replaced anywhere in the world in case of loss, theft, or damage*
Flexible Spending Limits: Our key account managers can adjust spending limits to suit your needs quickly and effortlessly
Streamlined Authorisations: We can authorise high-value transactions without delay
Worldwide Acceptance: Your card is accepted at millions of merchants and ATMs in over 200 countries worldwide
Premium Travel Insurance: Includes cover for emergency medical expenses abroad up to €1m and personal liability up to €500k*
Purchase Protection Insurance: Includes extended warranty and safe online cover*

The Ultimate In Wellbeing

24/7/365 Wellness Expert: Your own dedicated medical Personal Assistant
24/7 SIP Medical Advice: Swiss-based Medical Family Office providing a complete range of health management services*
Medical History Passport: A compact dossier of your important medical information, perfect for appointments and emergency circumstances*
Medical Concierge Services: GP appointments and help with sourcing the best specialists*
SIP Insurance Claims Management: Help with preparing, presenting, and negotiating your claims and managing the claims process through to completion*
Fast-track Medical Service: Immediate access to GPs and clinics*
Bioniq Health App: Personalised daily supplements based upon regular analysis of your blood test results with private consultations, qualified nutritionists, and progress tracking*
Wellness Specialists and Experts Programme: Privileged access to the world’s leading surgeons, clinics, and healthcare specialists*
Wellness Travel Packages: Tailored itineraries for visiting the best spa resorts and wellness treatments worldwide
Confidential Treatment: All treatments are delivered in private clinics where confidentiality is guaranteed*

Optional Benefits

Life Insurance Policy: Comprehensive policy with industry-leading premiums*
International Health Insurance Policy: Comprehensive policy with industry-leading premiums*
Insignia Full Body Medical Check-up Packages: In-depth 360+ health assessment providing a clear picture of your general health and wellbeing*
Exclusive Spas Programme: Privileged access to the world’s best wellness centres, spas, and resorts*
Nutrition & Dietary Planner: A personalised diet and supplements plan following consultation with a nutritional expert*
Professional Healthcare Directive: A personalised healthcare plan following consultation with a healthcare specialist*
Medical Emergency Services: Urgent and emergency care services that will be with you almost immediately*
Medical Evacuation Assistance: Emergency medivac services available anywhere in the world*
Trial Treatments: Privileged access to FDA-approved clinical trial medicines, treatments and drugs that are not sold, advertised, or prescribed*
Second Medical Opinion: Organised with world-leading medical experts

*This service is subject to any one or more of the following: being provided by a third-party supplier, separate charges, and separate terms and conditions.

**Subject to daily and billing cycle limits and fees as outlined in the Tariff Plan.

***The service depends upon the cardholder’s details being up to date, for which the cardholder is responsible.

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Exceptional Living

Giraffe Manor, Kenyan, Nairobi

— Lifestyle Service: Experiences

Lake Como, Italy by Oliver Pilcher

— Lifestyle Boutique Service: Travel & Lifestyle

Salone di bellezza – Milan

— Lifestyle Service: Wellness

Exceptional Living

With our combined offering of luxury lifestyle management and payment services, Insignia has over 23 years of experience satisfying the lifestyle needs of the most influential & wealthy individuals in the world.

Our membership is strictly for ultra-high and high-net-worth individuals and we consciously cap membership to maintain exclusivity, allowing us to fulfil our ethos of delivering ‘complete personal attention’ to each individual so they can experience the very best life has to offer.

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Exceptional Living

Travel arrangements globally

— Lifestyle Service: Transfer Services

Luxury Hotel Collection

— Lifestyle Service: Travel & Lifestyle

Annual Corporate Dinner

— Lifestyle Service: Hospitality Services

Do business with confidence

From wowing business partners at prestigious corporate hospitality events to ensuring business trips run smoothly, Insignia's Lifestyle Boutique delivers premium quality that exceeds expectations.

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Insignia partnerships

Insignia is the ultimate luxury partner with unmatched global marketing power to ultra-high-net- worth individuals

Brands and Partners

Affilates

We are looking for world class luxury hotels, retail and lifestyle brands to join our invitation-only affiliate programme.

What does this include?

Exposure and direct marketing to ultra-high-net-worth individuals
Get insights and data into U/HNW trends
Increase sales and revenue to your business by introducing our clients to your brand

What are the benefits?

Provide information on your brand, services you offer and why you want to be an affiliate of Insignia
Promote Insignia on your channels and get connected
Invite our representatives to experience and asses the quality of service for our clients
Send an email to marketing@insignia.com with your name, email address, country, website name/ URL and accompanying documents of why you would like to be a partner or click apply now below. We'll ensure your brand is suitable for our affiliate program and get back to you within five business days to have a further discussion and let you know the outcome of your application.

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Insignia in the press

'Highly personalised and exclusive services to those who  want to experience the best life has to offer.'

'Inside the $225,000 Oscars 2020 Gift Bag'

'Move over AmEx, here are by invitiation credit cards that cost $200,000'

'When AmEx Black Just Won't Do: A Gem-encrusted Card for .001%'

'The service is like having an invisible companion'

'British lifestyle management company takes the sting out of travel and daily life elevating it all to a lovely new life form'

'When you're exorbitantly rich, you can afford not to fret over things like your 15th wedding anniversary - at least if you're an Insignia member'